Realtor Commission Calculator
Calculate total agent commission, the buyer/seller agent split, and net proceeds after commission.
Real Estate Commissions in 2026: A Changing Landscape
The 2024 NAR settlement fundamentally changed how buyer agent compensation is handled in real estate transactions. Prior to August 2024, sellers were required to offer buyer agent compensation through the MLS as a condition of listing. This is no longer required. As a result, commission structures have become more varied and negotiable across markets.
In practice, many sellers still offer buyer agent compensation (typically 2-3%) to attract buyers who rely on representation. However, an increasing number of transactions involve buyers paying their own agents directly, reducing the seller's total commission obligation. High-value homes above $500K have seen the most negotiation, with total commissions sometimes as low as 3-3.5%.
Alternatives to Traditional Commission
Flat-fee listing services (like Clever, Redfin, or local discount brokers) offer MLS listing, yard sign, and basic services for $2,000-$5,000 flat versus a percentage commission. For sellers willing to handle more of the transaction themselves, this can save $10,000-$20,000+ on higher-value homes.