Home Buying Calculators

10 free calculators to help you budget, compare loan types, and understand the full cost of buying a home.

Home Affordability Calculator

How much home can you afford? Based on income, debts, and down payment.

Calculate how long to save for any down payment target.

Estimate total closing costs by state and loan type.

Compare the true cost of renting vs buying over any time horizon.

Calculate FHA payment including MIP, upfront MIP, and total monthly cost.

Calculate VA loan payment with funding fee and comparison to conventional.

Estimate USDA rural loan payments with guarantee fee and annual fee.

Total cash needed at closing including down payment, costs, and reserves.

Estimate annual property taxes by state and home value.

Estimate home inspection costs by size, age, and add-on services.